Does Where You Live Affect Your Insurance Premium?

When buying a home, insurance is one of the last items you think about. That’s understandable as it’s probably the least glamorous part of the home buying process. However, there are some things to keep in mind when buying your home that can help keep your insurance prices lower. Recently we had a couple move [...]

Thinking Of Buying A House? The Trend Is Your Friend

Only a few years ago, I was sitting in an advanced capital markets finance class in graduate school learning such fun things as the basics of calculating beta for a particular stock, calculating the weighted cost of capital, hurdle rates, or a handful of other very-boring topics that have virtually nothing to do with my [...]

How Do I Know If I’m Ready To Buy A Home?

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A home is a financial asset, a place to live and perhaps raise a family; it’s a plan for the future; it’s an opportunity to build equity, an investment in your community.  The benefits are real and have been proven, if done wisely. Choosing the best home insurance plan for it comes next. Having enjoyed [...]

What is a Loan Modification?

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Recently, we were asked by local morning talk-radio superstar Darrell Ankarlo at KTAR to be on his show and to briefly talk about the most recent proposal by the FDIC to encourage lenders to modify people’s mortgage loans by guaranteeing against some of the losses. We noticed a theme among those people who called in: [...]

Pre-foreclosure or Bank Owned Homes in San Tan Heights and Skyline Ranch

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The rural lifestyle awaits you in one of the shining secrets of Arizona. Queen Creek offers residents over 330 sunny, beautiful days each year and a stunning climate. With the great climate and the welcoming neighbors, it’s no wonder why so many relocate to Queen Creek in attempt to try out small town life. Queen [...]

FHA 203(k) Loan Program – Part 2

If you are considering the FHA 203(k) program but are finding that there is a lot of hassle with getting a general contractor, consultant and plans – you may be better off by going with the FHA 203(k) streamline program. The FHA 203(k) streamline program can be used for purchasing a house or refinancing an [...]

Moving and Planning Ahead

Now that you have sold your house and found a new home to live in, it is time to begin the transition. Moving can be a stressful time, but planning ahead will help you from becoming overwhelmed. Below are some helpful hints to ease you through the process. First and foremost, it is essential to [...]

Online Insurance Tips to Save You Time And Money

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Let’s face it. Times are tough for many people out there. I am beginning to see more people shopping their insurance to save money. With the ease of the Internet many are going online. There are three basic sources to shop online for car or home insurance. You can go directly to an insurance carrier [...]

The Big Pour Festival comes to Hohokam Stadium in Mesa

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Join DRAFT Magazine at this historic event and sample from among the biggest collection of beers collected under one tent in Arizona history, as over 75 of your favorite local, national and international breweries pour hundreds of different beers for your tasting pleasure! The Big Pour festival comes to Hohokam Stadium on November 22, 2008 [...]

FHA 203(k) Loan Program – Part 1

The FHA 203(k) program is different than most other home mortgage financing options in that the 203(k) loan accounts for the value that the house is *going to be worth* once repairs are done. There are 3 eligible situations where an FHA 203(k) mortgage can be done: To purchase a house on a plot of [...]