Mortgages for Canadian citizens are now available for second homes. 25% down payment and a full documentation loan with a 3 year prepay penalty.

Arizona refinance: now is the time. Interest rates are low, guidelines are probably only going to get tougher and the Obama refinance is now available. These are three good reasons now is the time to look into your Arizona refinance options.

Arizona FHA mortgage guidelines have changed for the FHA 95% cash out program. For all Arizona FHA refinances that get cash out, the new maximum that you can get is 85% of the property’s value.

Arizona FHA loan guidelines are getting tougher. Most lenders are now requiring a minimum mid credit score of 620 in order to qualify for an FHA loan.

To qualify for an Arizona VA loan, most lenders are now requiring a minimum mid credit score of 620 or higher.

When shopping for a mortgage, use Twitter to learn more about what your options are.

Are mortgage rates going to go higher? Yes. I just can’t predict exactly when they will be going higher nor can I see exactly how high they will go – but I think it is safe to say that the range that we see mortgage rates at right now (4.5 – 5.5%) is probably near [...]

Arizona mortgage rates should go lower after the Fed’s announcement – then higher. How much higher? Much, much higher if I learned anything in my macro economics classes.