AZ Licence # SA 557047000On Saturday, March 20, 2010 from 10am to 4pm, the Arizona State Escrow Association in conjunction with the Better Business Bureau, Arizona Department of Financial Institutions and the Arizona Mortgage Lenders’ Association will host the Homeowners’ Survival Event at the Steele Indian School Park / Memorial Hall at 300 East Indian School Road, Phoenix, AZ 85012. Attendance at this community assistance event is FREE. Throughout the day there will be mini sessions on adjustable rate loans, foreclosure/homeowner eviction, short sales, scams, tax implications and second mortgages/credit impact. Attendees who would like to meet with a counselor from Take Charge America are encouraged to bring copies of their current loan documents, e.g., Note, Truth-in-Lending Statement, etc. For more information click here
New in San Tan Valley – Short Sale Listing
February 25, 2010 Leave a Comment
81 W Castle Rock Drive, San Tan Valley, AZ 85143 (MLS # 4344550)
(all data current as of 3/12/2010)
| Price | $150,000 |
|---|---|
| Beds | 4 |
| Baths | 2 full baths |
| Home size | 2,992 sq ft |
| Lot Size | 7,500 sq ft |
| Days on Market | 15 |
LOOK AT ME! LOOK AT ME! I'm decked out with the finest upgrades and pretty as a picture! ISLAND KITCH w/SLAB GRANITE counters, upgrd SUEDE MAPLE CABINETS, DOUBLE OVENS, SMOOTH COOKTOP, big PANTRY**Luxury master bath: HIS-N-HERS SINKS, DEEP SOAKING TUB & SEP SHOWER, BIG WALK-IN**FABULOUS BACKYD OASIS w/PEBBLETEC POOL w/WATERFALL, FIREPIT, LOADS OF PALM TREES, DBL-EXTND COVERED PATIO, AUTO DRIPS! Wait! I'm not done yet! Laundry rm w/MAPLE CABS & SINK**UPGRD CARPET/PAD**20'' TILE**SURROUND SOUND**CENTRAL VAC**Formal living, dining, den & family rm down**4 bdrm + loft up**SHORT SALE!
Property Type(s): Single Family - Detached, Residential
| Last Updated | 3/5/2010 | Tract | JOHNSON RANCH |
|---|---|---|---|
| Year Built | 2006 | Community | n/a |
| Garage Spaces | n/a | County | Pinal |
| Total Parking | 3 |
Schools
| Elementary School | Walker Butte K-8 |
|---|---|
| Grade School | Florence Unified District - Pinal (0001) |
| High School | Poston Butte High |
| Jr. High School | Wade Carpenter |
| School District | Florence Unified District - Pinal (0001) |
Additional Details
| County Code | Pinal | Taxes | 1989.00 |
|---|---|---|---|
| Tax Year | 2009 | Legal Subdivision | JOHNSON RANCH UNIT 24 |
| Builder Name | DR HORTON | Elementary School | Walker Butte K-8 |
| High School | Poston Butte High | Model | Cunningham |
| Legal Info: Township | 03S | Legal Info: Range | 08E |
| Legal Info: Section | 30 | Legal Info: Lot Number | 24 |
| Association & Fees: Homeowners Assoc Fee | 194.0 | Association & Fees: HOA Paid | Quarterly |
| Association & Fees: HOA Name | Capital Consultants | Association & Fees: HOA Telephone | 480-924-7500 |
| Association & Fees: PAD Fee | 0.0 | Association & Fees: Land Lease Fee | 0.0 |
| Association & Fees: Cap Imprv/Impact Fee | 0 |
Features
| Additional Bedroom | Master Bdrm Upstairs, Mstr Bdr Walkin Clst, Othr Bdr Walkin Clst |
|---|---|
| Assoc Rules/Info | NoVsble TrkTrlrRvBt, Pets OK (See Rmrks), Prof Managed, Rental OK (See Rmks) |
| Association & Fees: HOA Paid | Quarterly |
| Association & Fees: Homeowners Assoc | Y |
| Association Fee Incl | Common Area Maint, Garbage Collection |
| Auction | No |
| Complex Feature | Children's Playgrnd, Community Pool, Community Pool Htd, Community Spa, Community Spa Htd, Golf Course, Tennis Court(s) |
| Const - Finish | Painted, Stone, Stucco |
| Construction | Frame - Wood |
| Cooling | Refrigeration |
| Dining Area | Eat-in Kitchen, Formal |
| Disclosures | Seller Disc Avail |
| Dwelling Type | Single Family - Detached |
| Energy Features | Ceiling Fan(s), Multi-Zones, Sunscreen(s) |
| Existing 1st Loan | Conventional |
| Exterior Features | Covered Patio(s), Patio, Yrd Wtring Sys Back, Yrd Wtring Sys Front |
| Features | Central Vacuum, Soft Water Loop, Vaulted Ceiling(s) |
| Fencing | Block |
| Fireplace | No Fireplace |
| Flooring | Carpet, Tile |
| Heating | Gas Heat |
| Kitchen Features | Dishwasher, Disposal, Kitchen Island, Microwave, Pantry, Range/Oven |
| Laundry | Inside Laundry, Wshr/Dry HookUp Only |
| Level | Two Levels |
| Master Bathroom | Double Sinks, Full Bth Master Bdrm, Separate Shwr & Tub |
| New Financing | Cash, Conventional, FHA, VA |
| Other Rooms | Den/Office, Family Room, Loft |
| Ownership | Fee Simple |
| Parking | 3 Car Garage, Electric Door Opener, Side Vehicle Entry |
| Pool - Private | Pool - Private |
| Pool | Both Private & Community |
| Possession | Close of Escrow |
| Property Description | Golf Course Subd, Mountain View(s), North/South Exposure |
| Roofing | All Tile |
| Sewer | Sewer - Public |
| Showing Instructions | Call Occup (OCC) |
| Source of SqFt | County Assessor |
| Spa | None |
| Special Listing Cond | Short Sale Aprvl Req |
| Status | Pending |
| Tax Municipality | Queen Creek |
| Technology | Cable TV Avail, HighSpd Intrnt Aval, Pre-Wire Srnd Snd |
| Type | ER |
| Utilities | City Gas, SRP |
| Water | Pvt Water Company |
Listing information deemed reliable but not guaranteed. Read full disclaimer.
Listed with Realty Executives
(view all details for MLS # 4344550)
What's My Mortgage Payment?
$99,900 :: 448 W Gascon Road, Queen Creek AZ, 85242
February 20, 2010 1 Comment
4 beds, 3 baths
Home Size: 1,839 sq ft
Lot Size: 7,500 sq ft
Added: 02/20/10, Last Updated: 02/20/10
Property Type: Single Family - Detached, Residential
MLS Number: 4341971
Tract: CIRCLE CROSS RANCH
BANK OWNED -- Just unpack! Seriously. Home in pristine condition well located in Queen Creek. Home features a great room style floor plan with open kitchen and large island. Home has 4 bedrooms, (normal master bedroom) and 4 the bedroom has own bathroom. 2nd bathroom is Jack & Jill Style. Home has expand garage perfect for hobby area or large work bench area. Backyard is fully landscaped with mature shrubs and grass surrounded by curbing. Come see this home at this great price!
Listed with Realty Executives
Brought to you by Candace Robinson, Home Smart Real Estate. Call me today at 480-202-3558, or visit my website at PhoenixArizonaRealEstateHomes.com!
$89,900 :: 3313 W Yellow Peak Drive, Queen Creek AZ, 85142
February 19, 2010 1 Comment
3 beds, 2 baths
Home Size: 1,630 sq ft
Lot Size: 7,500 sq ft
Added: 02/19/10, Last Updated: 02/19/10
Property Type: Single Family - Detached, Residential
MLS Number: 4341570
Tract: SAN TAN HEIGHTS
THIS IS AN AMAZING 3-BEDROOM, 2-BATH HOME WITH A 2 CAR GARAGE!! THE KITCHEN IS PERFECT FOR THE HOME COOK OFFERING BEAUTIFUL CABINETS WITH A NICE WORK AREA. ITS PRICED TO SELL AND WILL NOT LAST AT THIS PRICE!!
Listed with Visionary Properties
Brought to you by Candace Robinson, Home Smart Real Estate. Call me today at 480-202-3558, or visit my website at PhoenixArizonaRealEstateHomes.com!
$135,630 :: 18642 E Ryan Road, Queen Creek AZ, 85142
February 17, 2010 Leave a Comment
3 beds, 2 baths
Home Size: 1,637 sq ft
Lot Size: 7,500 sq ft
Added: 02/17/10, Last Updated: 02/17/10
Property Type: Single Family - Detached, Residential
MLS Number: 4339802
Tract: Cortina
This is a beautiful house with 3 bedrooms, 2 bathrooms, fireplace, Living room, dining area, den, 2 car garage with a beautiful back yard to enjoy with your family and friends. This is a perfect oportunity for first time home buyers and investors who would liek to make some rental money. The property is located in a nice quiet area to live in and just minutes to teh park. This is a Bank Own Property. Sold as is condition. No Spds and Clue report.
Listed with JM Realty
Brought to you by Candace Robinson, Home Smart Real Estate. Call me today at 480-202-3558, or visit my website at PhoenixArizonaRealEstateHomes.com!
Making Sense of the New Good Faith Estimate – GFE
February 16, 2010 Leave a Comment
The Real Estate Settlement Procedures Act, also know as RESPA is a consumer statute that was first passed in 1974. The main objective was to help consumers become better shoppers for closing services. Also it was passed to remove or eliminate kickbacks and referral fees that were often passed onto the consumer on their settlement statements.
RESPA requires certain disclosures be made to the borrowers. Over the years the Department of Housing and Urban Development (HUD) has issued regulations and policy statements to provide RESPA guidance to the real estate industry and consumers.
A new rule issued in November of 2008 by HUD was to “To Simplify and Improve the Process of Obtaining Mortgages and Reduce Consumer Settlement Costs.”
As of January 1, 2010 the new rule mandates the use of a new Good Faith Estimate (GFE) and HUD-1.
To learn more about the new GFE and HUD-1 changes, be sure to watch the video.
Common RESPA Questions:
Is a GFE a loan commitment? The Good Faith Estimate (GFE) is an estimate of the total charges associated with obtaining a loan. Showing both charges of regardless of who is paying for the charges. Lenders are bound to the charges quoted on the GFE for 1o days, unless a valid changed circurmstances arises.
Can a Loan Originator collect upfront fees? An applicant must receive his or her initial disclosures before upfront fees are collected. The only exception is for a credit report fee which can be collected at the time of the application.
Does RESPA Reform apply to all loan types? No. It applies to all open-end and closed-end loans but does not apply to home equity lines of credit.
$79,900 :: 34118 N Cobble Stone Drive, Queen Creek AZ, 85243
February 16, 2010 Leave a Comment
3 beds, 2 baths
Home Size: 1,720 sq ft
Lot Size: 7,500 sq ft
Added: 02/16/10, Last Updated: 02/16/10
Property Type: Single Family - Detached, Residential
MLS Number: 4339507
Tract: Skyline Ranch
Skyline Ranch beauty! Ready to move in 3 bed 2 bathhome with large kitchen. this one you will want to see! ! This is a Fannie Mae HomePath property. Purchase this property for as little as 3% down! This property is approved for HomePath Mortgage Financing. This property is approved for HomePath Renovation Mortgage Financing. AS-IS No SPDS or CLUE report.
Listed with Golden Touch Realty
Brought to you by Candace Robinson, Home Smart Real Estate. Call me today at 480-202-3558, or visit my website at PhoenixArizonaRealEstateHomes.com!
$90,000 :: 39552 N Laura Avenue, Queen Creek AZ, 85242
February 16, 2010 Leave a Comment
3 beds, 2 baths
Home Size: 1,276 sq ft
Lot Size: 7,500 sq ft
Added: 02/15/10, Last Updated: 02/16/10
Property Type: Single Family - Detached, Residential
MLS Number: 4339391
Tract: Pecan Creek North
Nice 18 tile throughout home this one you will want to see! ! This is a Fannie Mae HomePath property. Purchase this property for as little as 3% down! This property is approved for HomePath Mortgage Financing. This property is approved for HomePath Renovation Mortgage Financing. AS-IS No SPDS or CLUE report.
Listed with Golden Touch Realty
Brought to you by Candace Robinson, Home Smart Real Estate. Call me today at 480-202-3558, or visit my website at PhoenixArizonaRealEstateHomes.com!
$89,900 :: 3743 W Carlos Lane, Queen Creek AZ, 85142
February 15, 2010 Leave a Comment
3 beds, 2 baths
Home Size: 1,218 sq ft
Lot Size: 7,500 sq ft
Added: 02/15/10, Last Updated: 02/15/10
Property Type: Single Family - Detached, Residential
MLS Number: 4338590
Tract: San Tan Heights
LENDER OWNED FANNIE MAE HOME - GREAT STARTER ON INVESTMENT - CLOSE TO SCHOOL AND SHOPPING - IN GOOD CONDITION WITH BIG KITCHEN - SOLD AS IS NO SPDS CNO CLUE
Listed with Arizona Haciendas
Brought to you by Candace Robinson, Home Smart Real Estate. Call me today at 480-202-3558, or visit my website at PhoenixArizonaRealEstateHomes.com!
$97,500 :: 947 E Kelsi Avenue, Queen Creek AZ, 85140
February 12, 2010 Leave a Comment
4 beds, 2 baths
Home Size: 1,747 sq ft
Lot Size: 7,500 sq ft
Added: 02/12/10, Last Updated: 02/12/10
Property Type: Single Family - Detached, Residential
MLS Number: 4337115
Tract: PECAN CREEK SOUTH UNIT 3
HUD HOME SOLD `AS IS` BY ELECTRONIC BID ONLY. FOR A PROPERTY CONDITION REPORT, FORMS, DISCL., AVAIL. & OWNER/OCC INCENTIVES SEE *WEBSITE IN REALTOR REMARKS. FHA CASE # 023-269289. AVAIL. 02/12/2010. BIDS DUE BY 02/21/2010 @11:59PM THEN DAILY UNTIL SOLD. MCB MAKES NO WARRANTY AS TO THE CURRENT OR FUTURE EXISTENCE OF MOLD IN THIS PROPERTY AND IS NOT LIABLE FOR THE POTENTIALLY HARMFUL EFFECTS THEREOF. NOT ON LOCKBOX, KEYS $2 EACH AT LISTING OFFICE. BUYER TO VERIFY ALL INFO. PROP. INSURED. HOA FEES ARE $43 PER MONTH.
Listed with RE/MAX Achievers
Brought to you by Candace Robinson, Home Smart Real Estate. Call me today at 480-202-3558, or visit my website at PhoenixArizonaRealEstateHomes.com!
