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	<title>Phoenix Arizona Real Estate Blog &#187; Real Estate FAQ</title>
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		<title>Phoenix Arizona Real Estate Blog &#187; Real Estate FAQ</title>
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		<title>Buying Versus Renting</title>
		<link>http://www.phoenixarizonarealestatehomes.com/buying-versus-renting/</link>
		<comments>http://www.phoenixarizonarealestatehomes.com/buying-versus-renting/#comments</comments>
		<pubDate>Fri, 11 Sep 2009 16:32:50 +0000</pubDate>
		<dc:creator>Candace</dc:creator>
				<category><![CDATA[Real Estate FAQ]]></category>

		<guid isPermaLink="false">http://www.phoenixarizonarealestatehomes.com/?p=2004</guid>
		<description><![CDATA[Dear Prospective Buyer, When deciding whether or not to buy a home for the first time, it is essential to compare the benefits of buying versus renting. Renting provides the liberty to move when the lease expires rather than having to wait until you sell your home. On the other hand, landlords can also decide [...]]]></description>
			<content:encoded><![CDATA[<p><big>
<p>Dear Prospective Buyer,</p>
<p><a href="http://www.phoenixarizonarealestatehomes.com/wp-content/uploads/2009/09/ar119335395452684.jpg"><img style="border-top-width: 0px; border-left-width: 0px; border-bottom-width: 0px; margin: 10px 5px 5px 10px; border-right-width: 0px" height="244" alt="justice scale" src="http://www.phoenixarizonarealestatehomes.com/wp-content/uploads/2009/09/ar119335395452684_thumb.jpg" width="206" align="right" border="0"></a> When deciding whether or not to <a title="terms to know when buying a home" href="http://www.phoenixarizonarealestatehomes.com/buying-tips/buyer-terms-to-know/" target="_blank">buy a home for the first time</a>, it is essential to compare the benefits of <a title="buying versus renting a home" href="http://activerain.com/blogsview/250706/TO-RENT-OR-TO" target="_blank">buying versus renting</a>. Renting provides the liberty to move when the lease expires rather than having to wait until you sell your home. On the other hand, landlords can also decide to end your lease, and then you are forced to move. Renting allows you to avoid the cost of maintaining the property and requires less cash up front; however, home owners have the freedom to remodel as they choose and can deduct the cost of home repairs from their taxes. Also, renting throws away money that could be building equity. </p>
<p>When you own your home, your monthly <a title="monthly mortgage payment" href="http://www.phoenixarizonarealestatehomes.com/relocation-features/mortgages-home-buying" target="_blank">mortgage payment</a> not only pays for you to live in the house but is also an investment. Although you generally invest 10% percent of your own money and 90% of the bank&#8217;s money, you receive the benefit of 100% of the house appreciating each year. When you sell your house, you receive money that you would not have received when you are renting. Plus, you can deduct items on your taxes, including interest on your mortgage and property taxes. Another great tax benefit is that you do not pay taxes on any profit you make from the sale of your home. Provided that you choose a fixed rate mortgage, you lock in a consistent payment, while renters should expect a few rent increases over the years.</p>
<p>If you decide that you are ready to buy a house, I would like to help educate you about the process. Please <a title="Contact Candace Robinson" href="http://www.phoenixarizonarealestatehomes.com/contact" target="_blank">contact me.<br /></a><br />Kind Regards,<br /><span style="font-weight: bold; font-size: 14px">Candace Robinson</span><br /><strong>Home Smart Real Estate</strong></p>
<p></big>
<div id="apf_post_footer">
<h4>Related Articles:</h4>
<ul>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=1167">Arizona Foreclosure Scams and Spams</a></li>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=1086">HomePath Renovation Loan or FHA 203K Streamline Loan?</a></li>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=957">Mortgage Rates Hit 52-Year Low</a></li>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=924">Arizona First Time Buyer Planning Your Future</a></li>
</ul>
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		</item>
		<item>
		<title>Arizona Foreclosure Scams and Spams</title>
		<link>http://www.phoenixarizonarealestatehomes.com/arizona-foreclosure-scams/</link>
		<comments>http://www.phoenixarizonarealestatehomes.com/arizona-foreclosure-scams/#comments</comments>
		<pubDate>Wed, 08 Apr 2009 15:59:57 +0000</pubDate>
		<dc:creator>Candace</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate FAQ]]></category>

		<guid isPermaLink="false">http://www.phoenixarizonarealestatehomes.com/?p=1167</guid>
		<description><![CDATA[Arizona Foreclosures are at an all time high. Over one in every 147 homes received a foreclosure filing in February 2009, making Arizona the second highest state to be feeling the negative impact of the current housing crisis. ( read full article here ) But while there are many resources and tips on Arizona foreclosures [...]]]></description>
			<content:encoded><![CDATA[<p><big>
<p>Dear Prospective Buyer,</p>
<p><a href="http://www.phoenixarizonarealestatehomes.com/wp-content/uploads/2009/09/ar119335395452684.jpg"><img style="border-top-width: 0px; border-left-width: 0px; border-bottom-width: 0px; margin: 10px 5px 5px 10px; border-right-width: 0px" height="244" alt="justice scale" src="http://www.phoenixarizonarealestatehomes.com/wp-content/uploads/2009/09/ar119335395452684_thumb.jpg" width="206" align="right" border="0"></a> When deciding whether or not to <a title="terms to know when buying a home" href="http://www.phoenixarizonarealestatehomes.com/buying-tips/buyer-terms-to-know/" target="_blank">buy a home for the first time</a>, it is essential to compare the benefits of <a title="buying versus renting a home" href="http://activerain.com/blogsview/250706/TO-RENT-OR-TO" target="_blank">buying versus renting</a>. Renting provides the liberty to move when the lease expires rather than having to wait until you sell your home. On the other hand, landlords can also decide to end your lease, and then you are forced to move. Renting allows you to avoid the cost of maintaining the property and requires less cash up front; however, home owners have the freedom to remodel as they choose and can deduct the cost of home repairs from their taxes. Also, renting throws away money that could be building equity. </p>
<p>When you own your home, your monthly <a title="monthly mortgage payment" href="http://www.phoenixarizonarealestatehomes.com/relocation-features/mortgages-home-buying" target="_blank">mortgage payment</a> not only pays for you to live in the house but is also an investment. Although you generally invest 10% percent of your own money and 90% of the bank&#8217;s money, you receive the benefit of 100% of the house appreciating each year. When you sell your house, you receive money that you would not have received when you are renting. Plus, you can deduct items on your taxes, including interest on your mortgage and property taxes. Another great tax benefit is that you do not pay taxes on any profit you make from the sale of your home. Provided that you choose a fixed rate mortgage, you lock in a consistent payment, while renters should expect a few rent increases over the years.</p>
<p>If you decide that you are ready to buy a house, I would like to help educate you about the process. Please <a title="Contact Candace Robinson" href="http://www.phoenixarizonarealestatehomes.com/contact" target="_blank">contact me.<br /></a><br />Kind Regards,<br /><span style="font-weight: bold; font-size: 14px">Candace Robinson</span><br /><strong>Home Smart Real Estate</strong></p>
<p></big>
<div id="apf_post_footer">
<h4>Related Articles:</h4>
<ul>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=1167">Arizona Foreclosure Scams and Spams</a></li>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=1086">HomePath Renovation Loan or FHA 203K Streamline Loan?</a></li>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=957">Mortgage Rates Hit 52-Year Low</a></li>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=924">Arizona First Time Buyer Planning Your Future</a></li>
</ul>
</div>
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		</item>
		<item>
		<title>HomePath Renovation Loan or FHA 203K Streamline Loan?</title>
		<link>http://www.phoenixarizonarealestatehomes.com/homepath-renovation-loan-or-fha-203k-streamline-loan/</link>
		<comments>http://www.phoenixarizonarealestatehomes.com/homepath-renovation-loan-or-fha-203k-streamline-loan/#comments</comments>
		<pubDate>Mon, 06 Apr 2009 04:08:12 +0000</pubDate>
		<dc:creator>Candace</dc:creator>
				<category><![CDATA[Real Estate FAQ]]></category>

		<guid isPermaLink="false">http://www.phoenixarizonarealestatehomes.com/?p=1086</guid>
		<description><![CDATA[With so many Arizona Foreclosures and short sales that have been abandoned currently in the Arizona real estate market, the question begs to be asked, &#8220;How does a buyer go about getting qualified for the most popular loan used today, a FHA Loan?&#8220; If you have your sights on a home that is missing appliances [...]]]></description>
			<content:encoded><![CDATA[<p><big>
<p>Dear Prospective Buyer,</p>
<p><a href="http://www.phoenixarizonarealestatehomes.com/wp-content/uploads/2009/09/ar119335395452684.jpg"><img style="border-top-width: 0px; border-left-width: 0px; border-bottom-width: 0px; margin: 10px 5px 5px 10px; border-right-width: 0px" height="244" alt="justice scale" src="http://www.phoenixarizonarealestatehomes.com/wp-content/uploads/2009/09/ar119335395452684_thumb.jpg" width="206" align="right" border="0"></a> When deciding whether or not to <a title="terms to know when buying a home" href="http://www.phoenixarizonarealestatehomes.com/buying-tips/buyer-terms-to-know/" target="_blank">buy a home for the first time</a>, it is essential to compare the benefits of <a title="buying versus renting a home" href="http://activerain.com/blogsview/250706/TO-RENT-OR-TO" target="_blank">buying versus renting</a>. Renting provides the liberty to move when the lease expires rather than having to wait until you sell your home. On the other hand, landlords can also decide to end your lease, and then you are forced to move. Renting allows you to avoid the cost of maintaining the property and requires less cash up front; however, home owners have the freedom to remodel as they choose and can deduct the cost of home repairs from their taxes. Also, renting throws away money that could be building equity. </p>
<p>When you own your home, your monthly <a title="monthly mortgage payment" href="http://www.phoenixarizonarealestatehomes.com/relocation-features/mortgages-home-buying" target="_blank">mortgage payment</a> not only pays for you to live in the house but is also an investment. Although you generally invest 10% percent of your own money and 90% of the bank&#8217;s money, you receive the benefit of 100% of the house appreciating each year. When you sell your house, you receive money that you would not have received when you are renting. Plus, you can deduct items on your taxes, including interest on your mortgage and property taxes. Another great tax benefit is that you do not pay taxes on any profit you make from the sale of your home. Provided that you choose a fixed rate mortgage, you lock in a consistent payment, while renters should expect a few rent increases over the years.</p>
<p>If you decide that you are ready to buy a house, I would like to help educate you about the process. Please <a title="Contact Candace Robinson" href="http://www.phoenixarizonarealestatehomes.com/contact" target="_blank">contact me.<br /></a><br />Kind Regards,<br /><span style="font-weight: bold; font-size: 14px">Candace Robinson</span><br /><strong>Home Smart Real Estate</strong></p>
<p></big>
<div id="apf_post_footer">
<h4>Related Articles:</h4>
<ul>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=1167">Arizona Foreclosure Scams and Spams</a></li>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=1086">HomePath Renovation Loan or FHA 203K Streamline Loan?</a></li>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=957">Mortgage Rates Hit 52-Year Low</a></li>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=924">Arizona First Time Buyer Planning Your Future</a></li>
</ul>
</div>
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		</item>
		<item>
		<title>Mortgage Rates Hit 52-Year Low</title>
		<link>http://www.phoenixarizonarealestatehomes.com/interest-rates-hit-52-year-low/</link>
		<comments>http://www.phoenixarizonarealestatehomes.com/interest-rates-hit-52-year-low/#comments</comments>
		<pubDate>Sun, 29 Mar 2009 21:53:07 +0000</pubDate>
		<dc:creator>Candace</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Real Estate FAQ]]></category>
		<category><![CDATA[az rates]]></category>
		<category><![CDATA[mortgage rates]]></category>

		<guid isPermaLink="false">http://www.phoenixarizonarealestatehomes.com/?p=957</guid>
		<description><![CDATA[Whether you are looking for your first home or moving up from your current home, it is now more affordable than ever. Mortgage rates hit a 52-year low, making now a great time to buy a Arizona home of your dreams!Read the latest news on CNNMoney.com. Combined with the current $8000 first time buyer tax [...]]]></description>
			<content:encoded><![CDATA[<p><big>
<p>Dear Prospective Buyer,</p>
<p><a href="http://www.phoenixarizonarealestatehomes.com/wp-content/uploads/2009/09/ar119335395452684.jpg"><img style="border-top-width: 0px; border-left-width: 0px; border-bottom-width: 0px; margin: 10px 5px 5px 10px; border-right-width: 0px" height="244" alt="justice scale" src="http://www.phoenixarizonarealestatehomes.com/wp-content/uploads/2009/09/ar119335395452684_thumb.jpg" width="206" align="right" border="0"></a> When deciding whether or not to <a title="terms to know when buying a home" href="http://www.phoenixarizonarealestatehomes.com/buying-tips/buyer-terms-to-know/" target="_blank">buy a home for the first time</a>, it is essential to compare the benefits of <a title="buying versus renting a home" href="http://activerain.com/blogsview/250706/TO-RENT-OR-TO" target="_blank">buying versus renting</a>. Renting provides the liberty to move when the lease expires rather than having to wait until you sell your home. On the other hand, landlords can also decide to end your lease, and then you are forced to move. Renting allows you to avoid the cost of maintaining the property and requires less cash up front; however, home owners have the freedom to remodel as they choose and can deduct the cost of home repairs from their taxes. Also, renting throws away money that could be building equity. </p>
<p>When you own your home, your monthly <a title="monthly mortgage payment" href="http://www.phoenixarizonarealestatehomes.com/relocation-features/mortgages-home-buying" target="_blank">mortgage payment</a> not only pays for you to live in the house but is also an investment. Although you generally invest 10% percent of your own money and 90% of the bank&#8217;s money, you receive the benefit of 100% of the house appreciating each year. When you sell your house, you receive money that you would not have received when you are renting. Plus, you can deduct items on your taxes, including interest on your mortgage and property taxes. Another great tax benefit is that you do not pay taxes on any profit you make from the sale of your home. Provided that you choose a fixed rate mortgage, you lock in a consistent payment, while renters should expect a few rent increases over the years.</p>
<p>If you decide that you are ready to buy a house, I would like to help educate you about the process. Please <a title="Contact Candace Robinson" href="http://www.phoenixarizonarealestatehomes.com/contact" target="_blank">contact me.<br /></a><br />Kind Regards,<br /><span style="font-weight: bold; font-size: 14px">Candace Robinson</span><br /><strong>Home Smart Real Estate</strong></p>
<p></big>
<div id="apf_post_footer">
<h4>Related Articles:</h4>
<ul>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=1167">Arizona Foreclosure Scams and Spams</a></li>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=1086">HomePath Renovation Loan or FHA 203K Streamline Loan?</a></li>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=957">Mortgage Rates Hit 52-Year Low</a></li>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=924">Arizona First Time Buyer Planning Your Future</a></li>
</ul>
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		</item>
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		<title>Arizona First Time Buyer Planning Your Future</title>
		<link>http://www.phoenixarizonarealestatehomes.com/arizona-first-time-buyer/</link>
		<comments>http://www.phoenixarizonarealestatehomes.com/arizona-first-time-buyer/#comments</comments>
		<pubDate>Thu, 26 Mar 2009 09:15:42 +0000</pubDate>
		<dc:creator>Candace</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Real Estate FAQ]]></category>

		<guid isPermaLink="false">http://www.phoenixarizonarealestatehomes.com/?p=924</guid>
		<description><![CDATA[Dear Prospective Buyer, When deciding whether or not to buy a home for the first time, it is essential to compare the benefits of buying versus renting. Renting provides the liberty to move when the lease expires rather than having to wait until you sell your home. On the other hand, landlords can also decide [...]]]></description>
			<content:encoded><![CDATA[<p><big>
<p>Dear Prospective Buyer,</p>
<p><a href="http://www.phoenixarizonarealestatehomes.com/wp-content/uploads/2009/09/ar119335395452684.jpg"><img style="border-top-width: 0px; border-left-width: 0px; border-bottom-width: 0px; margin: 10px 5px 5px 10px; border-right-width: 0px" height="244" alt="justice scale" src="http://www.phoenixarizonarealestatehomes.com/wp-content/uploads/2009/09/ar119335395452684_thumb.jpg" width="206" align="right" border="0"></a> When deciding whether or not to <a title="terms to know when buying a home" href="http://www.phoenixarizonarealestatehomes.com/buying-tips/buyer-terms-to-know/" target="_blank">buy a home for the first time</a>, it is essential to compare the benefits of <a title="buying versus renting a home" href="http://activerain.com/blogsview/250706/TO-RENT-OR-TO" target="_blank">buying versus renting</a>. Renting provides the liberty to move when the lease expires rather than having to wait until you sell your home. On the other hand, landlords can also decide to end your lease, and then you are forced to move. Renting allows you to avoid the cost of maintaining the property and requires less cash up front; however, home owners have the freedom to remodel as they choose and can deduct the cost of home repairs from their taxes. Also, renting throws away money that could be building equity. </p>
<p>When you own your home, your monthly <a title="monthly mortgage payment" href="http://www.phoenixarizonarealestatehomes.com/relocation-features/mortgages-home-buying" target="_blank">mortgage payment</a> not only pays for you to live in the house but is also an investment. Although you generally invest 10% percent of your own money and 90% of the bank&#8217;s money, you receive the benefit of 100% of the house appreciating each year. When you sell your house, you receive money that you would not have received when you are renting. Plus, you can deduct items on your taxes, including interest on your mortgage and property taxes. Another great tax benefit is that you do not pay taxes on any profit you make from the sale of your home. Provided that you choose a fixed rate mortgage, you lock in a consistent payment, while renters should expect a few rent increases over the years.</p>
<p>If you decide that you are ready to buy a house, I would like to help educate you about the process. Please <a title="Contact Candace Robinson" href="http://www.phoenixarizonarealestatehomes.com/contact" target="_blank">contact me.<br /></a><br />Kind Regards,<br /><span style="font-weight: bold; font-size: 14px">Candace Robinson</span><br /><strong>Home Smart Real Estate</strong></p>
<p></big>
<div id="apf_post_footer">
<h4>Related Articles:</h4>
<ul>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=1167">Arizona Foreclosure Scams and Spams</a></li>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=1086">HomePath Renovation Loan or FHA 203K Streamline Loan?</a></li>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=957">Mortgage Rates Hit 52-Year Low</a></li>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=924">Arizona First Time Buyer Planning Your Future</a></li>
</ul>
</div>
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		</item>
		<item>
		<title>New Arizona FHA Loan Limits</title>
		<link>http://www.phoenixarizonarealestatehomes.com/fha-loan-limits/</link>
		<comments>http://www.phoenixarizonarealestatehomes.com/fha-loan-limits/#comments</comments>
		<pubDate>Sat, 28 Feb 2009 08:47:20 +0000</pubDate>
		<dc:creator>Candace</dc:creator>
				<category><![CDATA[Real Estate FAQ]]></category>

		<guid isPermaLink="false">http://www.phoenixarizonarealestatehomes.com/?p=668</guid>
		<description><![CDATA[As a result of the stimulus package passing, there are now new Arizona FHA loan limits.  If you have been in the market for a home that was priced above $260,000 this is great news because you now can get into a low 30 year fixed rate mortgage that is insured by FHA for up [...]]]></description>
			<content:encoded><![CDATA[<p><big>
<p>Dear Prospective Buyer,</p>
<p><a href="http://www.phoenixarizonarealestatehomes.com/wp-content/uploads/2009/09/ar119335395452684.jpg"><img style="border-top-width: 0px; border-left-width: 0px; border-bottom-width: 0px; margin: 10px 5px 5px 10px; border-right-width: 0px" height="244" alt="justice scale" src="http://www.phoenixarizonarealestatehomes.com/wp-content/uploads/2009/09/ar119335395452684_thumb.jpg" width="206" align="right" border="0"></a> When deciding whether or not to <a title="terms to know when buying a home" href="http://www.phoenixarizonarealestatehomes.com/buying-tips/buyer-terms-to-know/" target="_blank">buy a home for the first time</a>, it is essential to compare the benefits of <a title="buying versus renting a home" href="http://activerain.com/blogsview/250706/TO-RENT-OR-TO" target="_blank">buying versus renting</a>. Renting provides the liberty to move when the lease expires rather than having to wait until you sell your home. On the other hand, landlords can also decide to end your lease, and then you are forced to move. Renting allows you to avoid the cost of maintaining the property and requires less cash up front; however, home owners have the freedom to remodel as they choose and can deduct the cost of home repairs from their taxes. Also, renting throws away money that could be building equity. </p>
<p>When you own your home, your monthly <a title="monthly mortgage payment" href="http://www.phoenixarizonarealestatehomes.com/relocation-features/mortgages-home-buying" target="_blank">mortgage payment</a> not only pays for you to live in the house but is also an investment. Although you generally invest 10% percent of your own money and 90% of the bank&#8217;s money, you receive the benefit of 100% of the house appreciating each year. When you sell your house, you receive money that you would not have received when you are renting. Plus, you can deduct items on your taxes, including interest on your mortgage and property taxes. Another great tax benefit is that you do not pay taxes on any profit you make from the sale of your home. Provided that you choose a fixed rate mortgage, you lock in a consistent payment, while renters should expect a few rent increases over the years.</p>
<p>If you decide that you are ready to buy a house, I would like to help educate you about the process. Please <a title="Contact Candace Robinson" href="http://www.phoenixarizonarealestatehomes.com/contact" target="_blank">contact me.<br /></a><br />Kind Regards,<br /><span style="font-weight: bold; font-size: 14px">Candace Robinson</span><br /><strong>Home Smart Real Estate</strong></p>
<p></big>
<div id="apf_post_footer">
<h4>Related Articles:</h4>
<ul>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=1167">Arizona Foreclosure Scams and Spams</a></li>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=1086">HomePath Renovation Loan or FHA 203K Streamline Loan?</a></li>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=957">Mortgage Rates Hit 52-Year Low</a></li>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=924">Arizona First Time Buyer Planning Your Future</a></li>
</ul>
</div>
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		</item>
		<item>
		<title>Slow Market What Alternatives Do I Have As A Seller?</title>
		<link>http://www.phoenixarizonarealestatehomes.com/slow-market-alternatives/</link>
		<comments>http://www.phoenixarizonarealestatehomes.com/slow-market-alternatives/#comments</comments>
		<pubDate>Sun, 18 Jan 2009 12:15:24 +0000</pubDate>
		<dc:creator>Candace</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Real Estate FAQ]]></category>
		<category><![CDATA[az real estate]]></category>
		<category><![CDATA[list price]]></category>
		<category><![CDATA[over pricing]]></category>
		<category><![CDATA[realtor]]></category>
		<category><![CDATA[seller tips]]></category>
		<category><![CDATA[slow market]]></category>
		<category><![CDATA[staging]]></category>

		<guid isPermaLink="false">http://www.phoenixarizonarealestatehomes.com/?p=532</guid>
		<description><![CDATA[Struggling with a troubled housing market many homeowners will need to consider all their alternatives. Some have optioned to rent their homes or perhaps offer a lease purchase.  Both are reasonable options and can help a seller whom might be looking to seek housing elsewhere when relocating, downsizing or upgrading.  If your needing to sell [...]]]></description>
			<content:encoded><![CDATA[<p><big>
<p>Dear Prospective Buyer,</p>
<p><a href="http://www.phoenixarizonarealestatehomes.com/wp-content/uploads/2009/09/ar119335395452684.jpg"><img style="border-top-width: 0px; border-left-width: 0px; border-bottom-width: 0px; margin: 10px 5px 5px 10px; border-right-width: 0px" height="244" alt="justice scale" src="http://www.phoenixarizonarealestatehomes.com/wp-content/uploads/2009/09/ar119335395452684_thumb.jpg" width="206" align="right" border="0"></a> When deciding whether or not to <a title="terms to know when buying a home" href="http://www.phoenixarizonarealestatehomes.com/buying-tips/buyer-terms-to-know/" target="_blank">buy a home for the first time</a>, it is essential to compare the benefits of <a title="buying versus renting a home" href="http://activerain.com/blogsview/250706/TO-RENT-OR-TO" target="_blank">buying versus renting</a>. Renting provides the liberty to move when the lease expires rather than having to wait until you sell your home. On the other hand, landlords can also decide to end your lease, and then you are forced to move. Renting allows you to avoid the cost of maintaining the property and requires less cash up front; however, home owners have the freedom to remodel as they choose and can deduct the cost of home repairs from their taxes. Also, renting throws away money that could be building equity. </p>
<p>When you own your home, your monthly <a title="monthly mortgage payment" href="http://www.phoenixarizonarealestatehomes.com/relocation-features/mortgages-home-buying" target="_blank">mortgage payment</a> not only pays for you to live in the house but is also an investment. Although you generally invest 10% percent of your own money and 90% of the bank&#8217;s money, you receive the benefit of 100% of the house appreciating each year. When you sell your house, you receive money that you would not have received when you are renting. Plus, you can deduct items on your taxes, including interest on your mortgage and property taxes. Another great tax benefit is that you do not pay taxes on any profit you make from the sale of your home. Provided that you choose a fixed rate mortgage, you lock in a consistent payment, while renters should expect a few rent increases over the years.</p>
<p>If you decide that you are ready to buy a house, I would like to help educate you about the process. Please <a title="Contact Candace Robinson" href="http://www.phoenixarizonarealestatehomes.com/contact" target="_blank">contact me.<br /></a><br />Kind Regards,<br /><span style="font-weight: bold; font-size: 14px">Candace Robinson</span><br /><strong>Home Smart Real Estate</strong></p>
<p></big>
<div id="apf_post_footer">
<h4>Related Articles:</h4>
<ul>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=1167">Arizona Foreclosure Scams and Spams</a></li>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=1086">HomePath Renovation Loan or FHA 203K Streamline Loan?</a></li>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=957">Mortgage Rates Hit 52-Year Low</a></li>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=924">Arizona First Time Buyer Planning Your Future</a></li>
</ul>
</div>
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		<title>It&#8217;s Time To Hire An Agent&#8230;</title>
		<link>http://www.phoenixarizonarealestatehomes.com/agency-disclosure/</link>
		<comments>http://www.phoenixarizonarealestatehomes.com/agency-disclosure/#comments</comments>
		<pubDate>Sun, 07 Dec 2008 15:30:06 +0000</pubDate>
		<dc:creator>Candace</dc:creator>
				<category><![CDATA[Real Estate FAQ]]></category>
		<category><![CDATA[aaronline]]></category>
		<category><![CDATA[agency]]></category>
		<category><![CDATA[Arizona Agent]]></category>
		<category><![CDATA[az realtor]]></category>
		<category><![CDATA[buyers agent]]></category>
		<category><![CDATA[dual agency]]></category>
		<category><![CDATA[exclusive agency]]></category>
		<category><![CDATA[hire a broker]]></category>
		<category><![CDATA[Real estate broker]]></category>

		<guid isPermaLink="false">http://www.phoenixarizonarealestatehomes.com/?p=461</guid>
		<description><![CDATA[When a homeowner decides it is time to sell their home, they typically interview 2 &#8211; 4 REALTORS® from several different companies to hire an agent. They are looking for an agent to represent them and someone that will do an effective job with marketing their home and negotiating an offer. What I see often [...]]]></description>
			<content:encoded><![CDATA[<p><big>
<p>Dear Prospective Buyer,</p>
<p><a href="http://www.phoenixarizonarealestatehomes.com/wp-content/uploads/2009/09/ar119335395452684.jpg"><img style="border-top-width: 0px; border-left-width: 0px; border-bottom-width: 0px; margin: 10px 5px 5px 10px; border-right-width: 0px" height="244" alt="justice scale" src="http://www.phoenixarizonarealestatehomes.com/wp-content/uploads/2009/09/ar119335395452684_thumb.jpg" width="206" align="right" border="0"></a> When deciding whether or not to <a title="terms to know when buying a home" href="http://www.phoenixarizonarealestatehomes.com/buying-tips/buyer-terms-to-know/" target="_blank">buy a home for the first time</a>, it is essential to compare the benefits of <a title="buying versus renting a home" href="http://activerain.com/blogsview/250706/TO-RENT-OR-TO" target="_blank">buying versus renting</a>. Renting provides the liberty to move when the lease expires rather than having to wait until you sell your home. On the other hand, landlords can also decide to end your lease, and then you are forced to move. Renting allows you to avoid the cost of maintaining the property and requires less cash up front; however, home owners have the freedom to remodel as they choose and can deduct the cost of home repairs from their taxes. Also, renting throws away money that could be building equity. </p>
<p>When you own your home, your monthly <a title="monthly mortgage payment" href="http://www.phoenixarizonarealestatehomes.com/relocation-features/mortgages-home-buying" target="_blank">mortgage payment</a> not only pays for you to live in the house but is also an investment. Although you generally invest 10% percent of your own money and 90% of the bank&#8217;s money, you receive the benefit of 100% of the house appreciating each year. When you sell your house, you receive money that you would not have received when you are renting. Plus, you can deduct items on your taxes, including interest on your mortgage and property taxes. Another great tax benefit is that you do not pay taxes on any profit you make from the sale of your home. Provided that you choose a fixed rate mortgage, you lock in a consistent payment, while renters should expect a few rent increases over the years.</p>
<p>If you decide that you are ready to buy a house, I would like to help educate you about the process. Please <a title="Contact Candace Robinson" href="http://www.phoenixarizonarealestatehomes.com/contact" target="_blank">contact me.<br /></a><br />Kind Regards,<br /><span style="font-weight: bold; font-size: 14px">Candace Robinson</span><br /><strong>Home Smart Real Estate</strong></p>
<p></big>
<div id="apf_post_footer">
<h4>Related Articles:</h4>
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<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=1086">HomePath Renovation Loan or FHA 203K Streamline Loan?</a></li>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=957">Mortgage Rates Hit 52-Year Low</a></li>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=924">Arizona First Time Buyer Planning Your Future</a></li>
</ul>
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		<title>How Do I Know If I&#8217;m Ready To Buy A Home?</title>
		<link>http://www.phoenixarizonarealestatehomes.com/first-time-buyer/</link>
		<comments>http://www.phoenixarizonarealestatehomes.com/first-time-buyer/#comments</comments>
		<pubDate>Fri, 21 Nov 2008 15:00:24 +0000</pubDate>
		<dc:creator>Candace</dc:creator>
				<category><![CDATA[Real Estate FAQ]]></category>
		<category><![CDATA[arizona home]]></category>
		<category><![CDATA[az homes]]></category>
		<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[home ownership]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.phoenixarizonarealestatehomes.com/?p=449</guid>
		<description><![CDATA[A home is a financial asset, a place to live and perhaps raise a family; it&#8217;s a plan for the future; it&#8217;s an opportunity to build equity, an investment in your community.  The benefits are real and have been proven, if done wisely. Choosing the best home insurance plan for it comes next. Having enjoyed [...]]]></description>
			<content:encoded><![CDATA[<p><big>
<p>Dear Prospective Buyer,</p>
<p><a href="http://www.phoenixarizonarealestatehomes.com/wp-content/uploads/2009/09/ar119335395452684.jpg"><img style="border-top-width: 0px; border-left-width: 0px; border-bottom-width: 0px; margin: 10px 5px 5px 10px; border-right-width: 0px" height="244" alt="justice scale" src="http://www.phoenixarizonarealestatehomes.com/wp-content/uploads/2009/09/ar119335395452684_thumb.jpg" width="206" align="right" border="0"></a> When deciding whether or not to <a title="terms to know when buying a home" href="http://www.phoenixarizonarealestatehomes.com/buying-tips/buyer-terms-to-know/" target="_blank">buy a home for the first time</a>, it is essential to compare the benefits of <a title="buying versus renting a home" href="http://activerain.com/blogsview/250706/TO-RENT-OR-TO" target="_blank">buying versus renting</a>. Renting provides the liberty to move when the lease expires rather than having to wait until you sell your home. On the other hand, landlords can also decide to end your lease, and then you are forced to move. Renting allows you to avoid the cost of maintaining the property and requires less cash up front; however, home owners have the freedom to remodel as they choose and can deduct the cost of home repairs from their taxes. Also, renting throws away money that could be building equity. </p>
<p>When you own your home, your monthly <a title="monthly mortgage payment" href="http://www.phoenixarizonarealestatehomes.com/relocation-features/mortgages-home-buying" target="_blank">mortgage payment</a> not only pays for you to live in the house but is also an investment. Although you generally invest 10% percent of your own money and 90% of the bank&#8217;s money, you receive the benefit of 100% of the house appreciating each year. When you sell your house, you receive money that you would not have received when you are renting. Plus, you can deduct items on your taxes, including interest on your mortgage and property taxes. Another great tax benefit is that you do not pay taxes on any profit you make from the sale of your home. Provided that you choose a fixed rate mortgage, you lock in a consistent payment, while renters should expect a few rent increases over the years.</p>
<p>If you decide that you are ready to buy a house, I would like to help educate you about the process. Please <a title="Contact Candace Robinson" href="http://www.phoenixarizonarealestatehomes.com/contact" target="_blank">contact me.<br /></a><br />Kind Regards,<br /><span style="font-weight: bold; font-size: 14px">Candace Robinson</span><br /><strong>Home Smart Real Estate</strong></p>
<p></big>
<div id="apf_post_footer">
<h4>Related Articles:</h4>
<ul>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=1167">Arizona Foreclosure Scams and Spams</a></li>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=1086">HomePath Renovation Loan or FHA 203K Streamline Loan?</a></li>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=957">Mortgage Rates Hit 52-Year Low</a></li>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=924">Arizona First Time Buyer Planning Your Future</a></li>
</ul>
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		</item>
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		<title>What&#8217;s Your Markets Median Home Price?</title>
		<link>http://www.phoenixarizonarealestatehomes.com/median-home-price/</link>
		<comments>http://www.phoenixarizonarealestatehomes.com/median-home-price/#comments</comments>
		<pubDate>Mon, 03 Nov 2008 20:03:54 +0000</pubDate>
		<dc:creator>Candace</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Real Estate FAQ]]></category>
		<category><![CDATA[median home prices]]></category>
		<category><![CDATA[National Association of Realtors]]></category>
		<category><![CDATA[phoenix median home price]]></category>
		<category><![CDATA[Real estate pricing]]></category>

		<guid isPermaLink="false">http://www.phoenixarizonarealestatehomes.com/?p=410</guid>
		<description><![CDATA[There are so many places now to retrieve&#160; your neighborhood median home price. Yet, another one I found is this clever map powered by Google and provided by NAR with the latest quarterly median home prices for your market. NAR (National Association of Realtors) releases statistics on state-by-state existing-home sales and metropolitan area median home [...]]]></description>
			<content:encoded><![CDATA[<p><big>
<p>Dear Prospective Buyer,</p>
<p><a href="http://www.phoenixarizonarealestatehomes.com/wp-content/uploads/2009/09/ar119335395452684.jpg"><img style="border-top-width: 0px; border-left-width: 0px; border-bottom-width: 0px; margin: 10px 5px 5px 10px; border-right-width: 0px" height="244" alt="justice scale" src="http://www.phoenixarizonarealestatehomes.com/wp-content/uploads/2009/09/ar119335395452684_thumb.jpg" width="206" align="right" border="0"></a> When deciding whether or not to <a title="terms to know when buying a home" href="http://www.phoenixarizonarealestatehomes.com/buying-tips/buyer-terms-to-know/" target="_blank">buy a home for the first time</a>, it is essential to compare the benefits of <a title="buying versus renting a home" href="http://activerain.com/blogsview/250706/TO-RENT-OR-TO" target="_blank">buying versus renting</a>. Renting provides the liberty to move when the lease expires rather than having to wait until you sell your home. On the other hand, landlords can also decide to end your lease, and then you are forced to move. Renting allows you to avoid the cost of maintaining the property and requires less cash up front; however, home owners have the freedom to remodel as they choose and can deduct the cost of home repairs from their taxes. Also, renting throws away money that could be building equity. </p>
<p>When you own your home, your monthly <a title="monthly mortgage payment" href="http://www.phoenixarizonarealestatehomes.com/relocation-features/mortgages-home-buying" target="_blank">mortgage payment</a> not only pays for you to live in the house but is also an investment. Although you generally invest 10% percent of your own money and 90% of the bank&#8217;s money, you receive the benefit of 100% of the house appreciating each year. When you sell your house, you receive money that you would not have received when you are renting. Plus, you can deduct items on your taxes, including interest on your mortgage and property taxes. Another great tax benefit is that you do not pay taxes on any profit you make from the sale of your home. Provided that you choose a fixed rate mortgage, you lock in a consistent payment, while renters should expect a few rent increases over the years.</p>
<p>If you decide that you are ready to buy a house, I would like to help educate you about the process. Please <a title="Contact Candace Robinson" href="http://www.phoenixarizonarealestatehomes.com/contact" target="_blank">contact me.<br /></a><br />Kind Regards,<br /><span style="font-weight: bold; font-size: 14px">Candace Robinson</span><br /><strong>Home Smart Real Estate</strong></p>
<p></big>
<div id="apf_post_footer">
<h4>Related Articles:</h4>
<ul>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=1167">Arizona Foreclosure Scams and Spams</a></li>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=1086">HomePath Renovation Loan or FHA 203K Streamline Loan?</a></li>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=957">Mortgage Rates Hit 52-Year Low</a></li>
<li class="apf_footer"><a href="http://www.phoenixarizonarealestatehomes.com/?p=924">Arizona First Time Buyer Planning Your Future</a></li>
</ul>
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