AZ Licence # SA 557047000A home is a financial asset, a place to live and perhaps raise a family; it’s a plan for the future; it’s an opportunity to build equity, an investment in your community. The benefits are real and have been proven, if done wisely. Choosing the best home insurance plan for it comes next.
Having enjoyed the benefits of owning several homes in Arizona has afforded me firsthand knowledge to guide a first time buyer. Having sold many homes to my clients, I come prepared to guide you every step of the way. This is one of the reasons I enjoy working as a buyer’s representative and enjoy working with first time buyers and helping them seek out their dream home. I equally enjoy the satisfaction of helping them meet their goals and finding the perfect home for their family. Negotiating the best price, best deal and have you fall in love all over again.
Once determining your financing terms and we have found your home, the offer is negotiated, contract is executed and closed, you will enjoy the opportunity to take advantage of the benefits of home ownership.
If you haven’t owned a home in the past or ever owned a home in Arizona, then this series of post questions to follow will help you through the early, middle and finishing stages of the home buying process.
The first question you should ask yourself is, ‘How do I know if I’m ready to buy a home?’
For starters you might want to ask yourself these questions:
- Do I have a steady source of income (usually a job)?
- Have I been employed on a regular basis for the last 2 years?
- Is my current income reliable?
- Do I have a good record of paying my bills?
- Do I have few outstanding long-term debts, like car payments?
- Do I have money saved for a down payment?
- Do I have the ability to pay a mortgage every month, plus additional costs?
If you can answer yes to these questions, then you probably are closer to home ownership than you think!
If you would like to see if you have the ability to qualify based on your debt to ratio income, I can certainly provide a reliable lender that can assist you with pre-qualifying you with NO Obligation.
In the meantime, feel free to browse my Phoenix Home Search for your new home!
If you are looking for information on buying Arizona Homes for Sale give me a call at (480) 202-3558 – It’s a great place to live, work and play! Arizona offers so many indoor and outdoor activities.
2008 Copyright All rights reserved by Candace Robinson, Arizona Real Estate Agent specializing in Maricopa County Homes and Condos for Sale
About Candace
Great post for first time homebuyers! I love the pie graph with the drop shadow…nice touch!
@Brandon – thank you!