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A wealth of information about issues that may be important in an Arizona real estate transaction.
The following is a checklist of helpful hints for consumers to help avoid some of the pitfalls of purchasing a new or used Arizona home, or raw, undeveloped land in Arizona.
The Resale Purchase Contract’s official name is ‘Residential Resale Real Estate Purchase Contract‘. It is a written agreement between the buyer and seller that states the terms of their agreement including which party is responsible for individual charges.
The buyers and the sellers will know from this document which party is responsible for the costs associated with completing the sale of the home and closing their escrow.
Buying a home is the largest purchase most people will ever make. Homeownership has great benefits as well comes with certain responsibilities.
Which Arizona schools or districts best meet the needs of your children? Compare test scores and other critical data.
Sellers are required to give new home buyers in a subdivision an Arizona Department of Real Estate Public Report. The purpose of the Public Report is to point out important information about the home and the subdivision that may affect a buyer’s decision to purchase. Be aware that you must read the Public Report before signing any contract to buy a new home; afterwards is too late.
This application will allow you to access crime statistics for various areas within the city of Phoenix.
Links to Arizona Law Enforcement Agencies.
Drowning is a serious threat to children in Arizona. Arizona law requires a barrier between the house and pool in certain situations. Educate yourself on the legal requirements in Arizona and in your city/county.
The Arizona Real Estate department will make available to the public on request a map showing the exterior boundaries of each territory in the vicinity of a public airport. The map shall clearly set forth the boundaries on a street map. The recorded map shall be sufficient to notify owners and potential purchasers of property that the property is located in or outside of a territory in the vicinity of a public airport.
The Department of Public Safety’s Sex Offender InfoCenter website enables you to search for registered Arizona sex offenders by name or ZIP Code. You may wish to check this site before purchasing a home.
Expansive soil deposits can cause damage to homes built on them. Subdivision developers are required to disclose the existence of expansive soils and any remedies taken in their Public Report on file with the Department. For a maps indicating where expansive soil deposits are in the Phoenix and Tucson areas.
Is the home or vacant land you are considering buying within a Special Flood Hazard Area? Do you need flood insurance? It is very important to have answers to these questions not only when purchasing a home in a subdivision, but when constructing a custom home or purchasing undeveloped (raw) land.
Your regular home owner’s policy does not cover flood losses. Flood insurance is a separate policy. It is available to every resident in most if not all Arizona communities. Renters are eligible to purchase “contents only” flood insurance. Owners can purchase both building and contents coverage.
Today’s complex of 6,000 miles of roads, highways and freeways in Arizona began in the mid-1800′s when two rough roads were carved across the northern and southern parts of the territory. Is a freeway planned in the area near the home you want to buy? This website provides schedules, maps and other information of new freeway construction in Arizona. This site is an information resource for you to learn more about new Arizona freeways, major Arizona freeway capacity improvements, freeway widening for HOV and general purpose lanes and development of regional freeways in the Metropolitan Phoenix area.
Outdoor air quality, water quality, underground pollution…Do you know if your home is safe from environmental concerns? Learn the answers here.
For information about lead-based paint, read Lead Paint Safety, HUD’s Field Guide for Painting, Home Maintenance and Renovation Work.
Learn how to determine if there is a mold problem in the home and whom to contact.
Most sellers in a resale transaction provide a SPDS; most new home sellers do not. The SPDS covers a variety of questions for the seller to answer about the property and its condition. Remember, the SPDS is a disclosure of what the seller actually knows; it is not a representation of every possible defect.
The Structural Pest Control Commission website contains information about what you should know about Wood Infestation Reports. They also have a homebuyers guide to termite treatments made before or during construction.
Understanding title insurance and the closing process will help you make better home buying decisions.
Don’t forget to buy homeowner’s insurance to protect yourself against any unforeseen calamity!
Having your new home inspected prior to finalizing your purchase agreement is a great idea.
This mortgage calculator will help you, the prospective buyer, make informed decisions on which kind of payment is best for you.